The following are five commonly prescribed birth control products and their prices with RxSaver™. The consequences often depend on the type of debt and how much you owe. Others only last as long as you take them every day. Each state government has the power to create laws and regulations on insurance and what they are required to cover when it comes to birth control. This is usually an out-of-pocket cost that comes with a prescription drug copay. For example, the contraceptive pill can cost between $25- $100 per month, whilst an intrauterine device starts at around $1,000. The most it could cost you to have it inserted is $800. Advice on credit, loans, budgeting, taxes, retirement and other money matters. Average Cost of Birth Control Pills Since the government is supporting the said advocacy, it is a given that it has mandated insurance companies to cover all forms of contraceptives. Annually, women may pay between $20 and $800, depending on medical coverage and pill costs. There are several reasons for this, including access to birth control, lack of insurance, financial difficulty, religious stigmas, lack of information about the benefits, and cost. California Do Not Sell My Personal Information Request. Cost: These surgical procedures can cost up to $1,000 for men or $6,000 for women, according to Planned Parenthood. Anyone who requests a birth control prescription will be charged a $15 consultation fee. "In fact, long-acting reversible contraceptives (LARCs), such as the IUD (intrauterine device) or birth control implant, may be more cost-effective than initially lower-cost options after a couple years of use.". Birth control pills can cost on average between $180 to $600 per year. These procedures are considered permanent, so they work best for someone who doesn't plan on having children in the future. That’s nearly 11 million women without access to birth control, or who are paying full price for protection. Below, you’ll find a breakdown of costs for a variety of birth control methods, to help you find which one suits you and your pocket. Most birth control methods aimed at women cost more than common options for males; plus, women experience a gender pay gap and earn lower salaries than men, even when controlled for … But they’re totally free with most health insurance plans, or if you qualify for some government programs. Religious employers: plans provided by religious employers do not have to provide coverage for birth control, though coverage is often offered through a third-party provider. There are 2 broad categories of birth control pills to choose from – combination pills and progestin-only pills - and we can recommend one cost-effective pill from each category. According to Planned Parenthood, the birth control pill costs $0 to $50 per month. Start your birth control search by understanding which methods are covered by your insurance, says Karen M. Dale, market president for AmeriHealth Caritas District of Columbia, a Medicaid managed care organization. Depending on the IUD type, they can protect patients from pregnancy for between three and 12 years, meaning that the upfront cost is spread out over many years. Doctors often recommend that patients take their pill at the same time each day. Check with your brand: some brands offer voucher programs or reduced costs to those without insurance. Well, the question of who pays for birth control continues to remain a debated topic – and women are paying for the burden. Find sales and deals on Halloween costumes, decor and other spooky accessories. But the cost is annualized over the remainder of the patient's reproductive lifespan. Some are foolproof, such as abstinence, but don't work for everyone's lifestyle. … The average birth control pill price ranges from $0 to $50 per month depending on whether you are qualified for Medicaid and other such government programs or not. Family planning clinics (such as Planned Parenthood) may charge less. “The shot,” also known as Depo-Provera, is an injection taken in the arm every three months. You can get a prescription for the birth control pill from a doctor or nurse at a doctor’s office, health clinic, or … Consider how your spending will change. They typically arrive in 28-pill packages, with seven placebos to use during your period. This means that, depending on the state you live in and the insurance you carry, you may be able to get free birth control. Understand the steps for building a budget after experiencing a job loss. How it works: Sterilization procedures are commonly known as vasectomies for men, or "getting your tubes tied" for women. The price can depend on what brand you … How much does the implant cost (and will insurance cover it)? Need a Sprintec prescription? Depending on the amount of coverage your insurance provides, you could be paying anywhere from $0- $250 for your first shot, and follow-up shots could cost an average of $150. This adds up to approximately $600 a year. Some last three years, while others last five or even ten. As mentioned, some insurance providers are only required to provide one birth control method for free, and this may not be the type of contraception or brand that you prefer. Since the birth control pill is a prescription medication, you’ll also need to schedule a consultation with … One pack of birth control pills lasts for one month, costing between $0 to $50 for name-brand pills without insurance coverage. This birth control method works well for women who'd rather not remember to take a pill every day, but they will need to commit to quarterly doctor's visits. Cost: According to Planned Parenthood, the birth control pill costs $0 to $50 per month. The cost of birth control depends on whether you have insurance and which clinic you go to. The IUD is a small T-shaped device that is inserted into your uterus, delivering hormones or using copper to neutralize sperm to prevent pregnancy. People struggle with the cost of birth control. Cost of Intrauterine Device (IUD) Without insurance , Nexplanon can cost up to $1,300 (but that's birth control for up to five years). Consultation. Read on for the real costs of these popular birth control methods: Keep in mind that, in addition to the money spent on the birth control method, you may spend extra on an initial physical exam and subsequent doctor's visits to secure a prescription and ensure the contraception is working. When women ask about birth control price they are largely referring to birth control pills since it is one of the most widely used forms of birth control. Where you get your birth control matters. Though oral birth control appears affordable month to month at $20, it adds up to $240 per year making it the third most costly option. Aside from the upfront cost, the implant is a great way to save yourself from monthly, quarterly, and annual payments. You may also need to pay for an appointment with a doctor or nurse to get a prescription for the pill. These are just a few of the strongest factors: Each factor will have a large or small impact on your cost, and even your access to birth control to begin with. How it works: Some couples use lifestyle and sexual choices as birth control. Cost: According to Planned Parenthood, the birth control pill costs $0 to $50 per month. The most common birth control methods include: The following is a cost breakdown of the most common methods of birth control, with and without insurance. They can be totally free with most health insurance plans, or if you qualify for some government programs. You've delayed doing your taxes all year so far. If cost is an important factor, which it is for many individuals and couples, then it's worth having a sense of the relative prices of various birth control methods, such as the birth control pill or condoms, so you can work through which method works best for you. There are approximately 61 million women in the United States within the reproductive age range of 15 to 44, and yet, only 60% are using contraception, according to the Guttmacher Institute. Going back into the office? Your insurance plan may cover some or all of these costs and those associated (check with your provider for coverage details). For instance, state regulations don’t always adhere to the federal regulations regarding insurance. Call for more information or to make an appointment today. This cost, ultimately, depends on your doctor office fees, your insurance (if you have it) and your geographical location. This isn’t surprising considering co-pays for birth control pills typically range between $15 and $50 per month. (Getty Images). If you're looking for information on your options, Dale suggests visiting Planned Parenthood or speaking with your primary care provider. This is regardless of insurance. Medical billing errors can happen. And because you need, at the very least, a birth control prescription for any contraception you choose, the cost is even greater. Women who are low-income have alternative options to seek cost-free birth control, but the availability is certainly limited. How it works: Women insert this birth control method, which requires a prescription, before intercourse to cover the cervix. Your state may also have resources specific to teens, she says. Without insurance, or without full coverage, birth control implants such as Implanon or Nexplanon cost $800 (at the most) to be inserted, and up to $300 to have removed. Short-term health insurance: plans that are not to be held long term, such as travel insurance, is not expected to provide coverage for birth control. Here's how to be sure you aren't paying more than needed. For example, a $4,000 procedure stretched over 10 years of fertility costs $400 per year. Not everything bought in bulk provides the best value, but these items are often a deal. Cost: A diaphragm costs $15 to $50, and the accompanying spermicide costs an extra $7 to $18, according to the American Pregnancy Association. Next, consider your timeline: You may want to put off childbearing for a few years, or you may be considering parenthood in the near future. If you don’t have insurance, or your insurance doesn’t cover the IUD, you may end up paying up to $800 for brands such as Mirena or ParaGard. Doctors often recommend that patients take their pill at the same time each day. Implants (injected into the arm) are a long-term method of birth control that last up to three years. Keep in mind that the steep initial price will be annualized over the years the IUD is in use, which could slash the yearly price to a few hundred dollars or less. How it works: Women place a patch on their body every week for three consecutive weeks, removing it to menstruate, and replace it with a new one afterward. Price per month: As low as $9.38 (upfront cost of $450 and lasts for 4 years) How to save: Family planning clinics may offer birth control implants and insertion/removal procedures at a lower cost or even for free. Birth control pills are available only with a prescription; getting one requires visiting a doctor for a pelvic exam and sexually transmitted disease tests. Use these tips to de-stress without blowing your budget. Birth Control. How Much Does the Birth Control Patch Cost? People struggle with the cost of birth control. Alternative plans: providers offer one plan that can be selected in the case of religious or otherwise controversial coverage of birth control. There are two types of this birth control device: copper and hormonal. Compare estrogen / progestin combinations. However, I ended up getting it taken out a week ago. Unlike the pill though, you do not have to think about it every day – each patch lasts one week. Since it can last for up to two years, expect to pay $15 to $35 per year, not counting the initial doctor's visit. Don't forget to consult your doctor before initiating any new birth control method. Know that each woman reacts differently to each method. Copper IUDs cost between $60 to $200 dollars, and hormonal IUDs cost $395 to $500 depending on whether the pharmacy marks up the cost. If used three times per week, that averages about $200 in annual costs. But know that the type of birth control you are currently using, or the brand/type you prefer greatly alters the price you pay. If you have an insurance policy that covers the cost of the IUD, you may only bear the responsibility of your co-pay. Other methods, such as IUDs, can cost … 7 Signs Your Romantic Partner Is Financially Unstable. Without insurance, the birth control shot usually costs around $60 each, making it $240 a year (since you need a new one every three months). Expect to pay the highest amount without insurance, unless you qualify for a reduction in price through your doctor, the brand, or government programs. "Keep in mind that a method that may be less expensive to start using, like birth control pills or the patch, may not be the least expensive in the long run," wrote Dr. Gillian Dean, senior director of medical services at Planned Parenthood Federation of America, in an email. If you do not have insurance, you’ll likely pay the maximum unless you qualify for reduced-cost programs. This includes unlimited messaging with our medical team about your birth control for one year so you can request prescription changes or ask questions, any time during that period. How it works: In addition to working as a birth control method, condoms help prevent against the spread of sexually transmitted diseases. The problem? Call in your prescription: sometimes a doctor’s visit isn’t necessary. The options below are a good place to start. Some clinics offer free or low-cost birth control if you don’t have insurance. U.S. News looked at data from Planned Parenthood, the American Pregnancy Association and the U.S. Food and Drug Administration for information on the costs, effectiveness and recommended use of nine common birth control methods. Most of the time, the coverage of insurance plans offer the lowest amounts of copays on generic birth control pills, ranging from $5 to $15. The following are the insurance plan exemptions for birth control coverage: Grandfathered plans: any plan purchased before 2010 and continually held by the insured do not have to provide coverage for birth control if they did not previously cover such costs. It’s noted by Planned Parenthood that birth control pills cost an average of $15 a month with insurance (not including co … Of course, $800 is a lot of money to pay up front. Ask your doctor: your doctor may be able to help you get your birth control at a reduced cost, or possibly free, depending on various factors. Finally, Dale says, involve your partner in the conversation. If you don’t have insurance and can’t afford birth control without it, there are other options, including some offered by the government – the final most impactful in the cost of your birth control. Choose one that complements your health care coverage, parenting goals and lifestyle. The birth control patch works in the same way that birth control pills do, only it’s placed on your skin like a sticker. In 2016, approximately 10.5 million women between the ages 19 to 64 were uninsured, according to KFF. While regulations regarding insurance and what they are required to cover changes, making it harder for some women to obtain the contraception they need, other forces within the government make it easier. Others, such as the withdrawal method or ovulation tracking, aren't typically recommended as standalone birth control methods by physicians because of their low effectiveness rates. If you shop smart or reuse old items, you don't have to spend a fortune to have fun on Halloween. An uncomplicated vaginal birth cost about $9,600, government data show. How much does birth control cost? The birth control pills cost with the coverage of health insurance may run from $5 to $40 for a pack good for one month. How Much Does the Birth Control Shot Cost? The birth control pill can cost anywhere from nothing to $50 per month, depending on the type of birth control pill you want to use and your insurance plan. According to Planned Parenthood, the birth control pill costs $0 to $50 per month. The cost of a diaphragm, including your fitting and exam, often ranges anywhere from $0 to about $200 in total. If you don't have insurance, Planned Parenthood offers programs to make the shot (and other birth control options) affordable. The average couple will spend $150 per year on … If you're fretting and wondering if that budgeting tracking app you're using is safe, read on. How it works: Women who use the birth control shot, or Depo-Provera, visit the doctor for regular injections. The lowest GoodRx price for the most common version of generic Sprintec is around $8.43, 52% off the average retail price of $17.60. Cost: A quarterly injection costs $30 to $75, according to the American Pregnancy Association. Female condoms are also sold, and they cost between $2.50 and $5 each. The ring costs between $360 and $420 per year, plus annual doctor fees. This can cost $35 to $200 , or a copay of $10 to $30 for patients covered by health insurance. Like the other birth control options, the cost can vary depending on your coverage. How it works: Birth control pills, also called oral contraceptives, use hormones to prevent pregnancy. A monthly supply of patches costs approximately $30-$35 .